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Thanks to a friend recommendation, I went ahead and research this company. I noticed that this company has a good repuation as well as better rates then other student loan companies. However, I tried several times on several different occassions to reach someone for more information in customer service and their wait time was tremendous. After several tries, I decided to give up on this company and went to a private loan company instead. Overall if you can reach someone in customer service then this company might be for you.