Unfortunately, as credit cards become more and more popular so has debt. Now consumers struggle to find the best fixed APR credit card so they can get that debt paid off faster.Star Reviews decided to compare fixed APR credit cards, and Pulaski Bank Gold Visa was one of the cards that made our list. The findings of our research are outlined in the review below.About Pulaski Bank Gold Visa:
If you have excellent credit, the Pulaski Bank Gold Visa may be exactly what you're looking for. With no annual fee and a 9.5 fixed interest rate, the terms of this credit card are pretty hard to beat. Pulaski Bank Gold Visa also provides cardholders with easy account access, free auto rental insurance and travel and emergency services, making the deal even sweeter.
Website Navigation:
The website for the Pulaski Bank Gold Visa Card was very user friendly and easy to navigate. The online application consisted of a simple form and the terms and conditions were clearly displayed and very easy to understand.
Star Reviews' Favorite Feature:
A fixed interest rate of 9.5 percent with no annual fee is hard to come by.
Pulaski Bank Gold Visa Card Features:
- Online account access.
- Lost and stolen card reporting.
- Emergency card replacement.
- No liability for unauthorized transactions.
- Free auto rental insurance
- Free travel and emergency services.
Introductory Offers:
- 0% interest rate on balance transfers for a period of 6 months.
Standard Terms:
- 9.5 percent interest rate.
- No annual fee.
- 25-day grace period.
- $1,000 minimum line of credit, $20,000 maximum.
- Late fees are $15 for balances up to $100, $29 on balances of more than $100 but less than $1,000 and $35 on balances of more than $1,000.
- $35 over-the-limit fee.
- No cash advance fees
- No balance transfer fees.
Customer Support:
Customer support for the Pulaski Bank Gold Visa website is available via an online form. Although it took a few days to receive a response to our email inquiry, the response did address our question to our satisfaction.
Upside:
Low interest rate, no annual fee and online account access.
Downside:
No rewards opportunities.