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Online banking has become increasingly popular over the years. What was once a luxury in the world of finance is now par for the course. The problem is, as online banking grows in popularity, so does the number of people looking to exploit it. If you want to keep your online accounts safe, there are some steps you need to take.

Security First

Your first priority needs to be account security, and that means banking with a reputable institution. While many banks offer online banking services, not all of them are equally secure. Look for sites that offer multiple account safeguards, such as security questions in addition to passwords.

Easy access to customer service is also important. If you suspect a problem with your account you'll need quick access to customer support. Not all online banking institutions have refined their customer service skills. Wamu, for example, was given a glowing customer service rating by Star Reviews, whereas Citibank seemed to leave much to be desired. Make sure your bank doesn't slack in this area.

Safeguard Your Information

When you do get set up with an online banking account, safeguard your information. Pick a randomly generated password and make sure your security question isn't predictable. Your birthday may be public knowledge, but the name of your first crush in high school isn't. Choose secret question/answer combinations that only you would know the answers to.

It may seem like an overly-cautious approach, but in the world of online banking it's always better to be safe than sorry. If you care about account security, err on the side of caution.

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Online Banking Reviews

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Online Banking Articles

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Smarter Online Banking