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| Basic Health Insurance Star Ratings |
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Basic Health Insurance offers supplemental insurance coverage
for health and dental. The best thing about it is its simplicity and
straight-to-the-point approach to health insurance. This does limit the
options, however, so customers will have to search elsewhere for
multiple types of policies.
The Basic Health Insurance website is clear, concise, and to the
point. All of the necessary contact information is readily accessible on
the home page, so you don’t have to go clicking around blindly
searching for it. There is a “quick quote” box right on the home page as
well where you can fill in your basic information and receive a quote
in seconds. Basic Health Insurance may not be available in all
areas, but if you are able to receive a quote then you are in a covered
area. Results are displayed immediately without having to wade through
page after page of “almost there” promises answering yet another batch
of medical questions. There are 2 levels of coverage, the value plan and
the enhanced plan.
Those seeking supplemental insurance will likely find the value plan sufficient. The enhanced plan from Basic Health Insurance offers
somewhat more comprehensive coverage more comparable to full health
insurance. This may be the best option if you either do not have a
primary insurance carrier or the one you do have provides the most
minimal of benefits. Basic Health Insurance offer supplemental
dental coverage and prescription, dental, and health discount cards in
addition to their supplemental health insurance plans.
Basic Health Insurance Features:- Supplemental insurance policies for the whole family.
- Absolutely no deductibles to pay. Coverage starts with the first dollar up to the benefit maximum.
- Benefits are paid directly to the insured according to the fixed benefit amount.
- Survivor
benefit guarantees continuing coverage for dependents, free of premium
dues, for a full 18 months after the death of the insured.
What’s New with Basic Health Insurance?
- All customers are guaranteed coverage with no physical exams or annoying medical questions.
- Members get to choose any doctor or facility they wish.
- No preferred practitioner restrictions!
Favorite Basic Health Insurance Feature:
Our favorite feature of Basic Health Insurance’s plan is that anyone can get coverage any time they want. While their plans are best suited for supplemental insurance, their basic health plans provide customers affordable access to health care if they have been denied by other companies as well.
Insurance Plans Carried by Basic Health Insurance:- Value and enhanced supplemental health insurance
- Dental Plans
- Employer Group Plans
Basic Health Insurance Pricing:
Benefits and coverage vary wildly from one supplemental insurance program to another, so it is very difficult to obtain an accurate comparison list. To help you decide which program is right for you, we have compared basic dental discount and insurance packages with the closest comparable benefits possible:
- Careington Care $19.95 per month
- American National $38.44 per month
- Basic Health Insurance $34.00 per month
- Symetra $43.59 per month
- Ameritas $52.10 per month
Basic Health Insurance Customer Service:
Basic Health Insurance offers both a toll free phone number and an email address for customers to contact for quotes and support. There is also an email form directly on the Contact Us portion of the site so customers can send questions from the site instead of having to sign in to their own email service. There is also an FAQ section where customers can go for the most common questions.
Upside:
Direct, to the point website detailing basic coverage with no hoops to jump through.
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