Are you considering buying a car for your teenage son or daughter but you want to know what is the best car for a teenager? Consider the following tips before letting them hit the road on their own.
1. You pick out the car. Your teenager is only going to be concerned about one thing: how it looks. They probably wont be concerned about the price, safety, practicality, or how it is going to affect your insurance. If you want to make them feel involved, pick out a few acceptable cars that you would feel comfortable with your teenager driving and then give them as a selection to choose from.
2. Pick a safe car. The younger the driver, the more likely they will be to get into an accident. Studies show that teenagers are four times as likely to get into an accident than adults and young teens are even more likely. Avoid sports cars and cars with high centers of gravity such as SUVs. Safety researchers instead recommend getting a midsized car loaded with safety features. Small cars don't usually protect occupants very well so try to avoid them, too. Also consider that your teenager is likely to have the car stuffed with friends so make sure the vehicle is safe for all passengers as in all seats are complete with seatbelts. Attention to the safety of the car may make the difference between a fender bender and a serious injury. A clunker is definitely not a good idea!
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3. Consider getting a used car. New cars are almost always loaded with safety features but they also come with a higher price tag along with much higher insurance premiums. But safety doesn't come at a price. Most cars made since the 90's have sufficient protection to protect the occupants. Check the crash safety ratings to make sure that the car you pick is safe. You can see what you can afford by getting a quote for a car loan online at a variety of places such as CarsDirect.com, Auto Credit Express, Capital One, Road Loans, etc.
4. Get ready for the insurance hit. A teen on your policy is already going to make your premiums soar, adding another car will make them even bigger. There is no way to avoid that but getting a sensible safe car will help lessen the blow. You can lower the costs further by getting a car alarm, sending your teen to driving school, having them get good grades for a good student discount, or maybe even installing a monitoring device in the car to track your teenager. Call your insurance company and ask about any discounts available.
With these tips you should be able to keep to get the best car for a teenager and keep your new driver safe and reasonably affordable.
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