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When embarking on an educational goal for the future, it can be tough getting enough money to pay for the balance of tuition, housing, food, books, and miscellaneous items. The next step after scholarships, financial aid and a Stafford loan are applied for may be to opt for a student loan. It is easy, simple, and fast to apply for a private student loan at Credit.com Student Loans. Not only does Credit.com Student Loans approve loans for students, but parents can apply and receive loans as well.
We were extremely satisfied with the respect and courtesy received while researching Credit.com and discovered that they offer much more than the typical loan. Aside from the rapid response time, low interest rates, free application, and helpful, professional courtesy, this company teaches students the skills necessary to keep good credit from going awry. Credit.com allows students to wait to repay their student loan until after graduation, which is a huge plus.
What's New with Credit.com Student Loans?
- Advice on how to pay for a dream college degree
- Credit 101
- Financial 101 for college freshmen
- The latest newsletter
StarReviews’ Favorite Credit.com Student Loans Feature:
StarReviews’ favorite feature of Credit.com Student Loans was definitely the college savings calculator. Although this tool is geared towards parents with younger children who are trying to figure out how much money to save in order to eventually send their children to college, we thought it was a really interesting feature. It can help parents decide how much money they will need to save monthly to pay for their child's college tuition within a certain number of years.
For the student, we really liked the article titled "How to Pay for Your Dream College." This article is packed with tips and information regarding FAFSA, Scholarships and Grants, Federal Loans and private or alternative loans. Credit.com also offers a Credit Learning Center with various informative articles to help students understand the ins and outs of credit and student loans.
The Credit.com Student Loans Experience:
Navigating the Credit.com website was very easy. The site itself is user-friendly and has a clear, concise appearance with a simple white background and blue and gray borders and links. The home page consists of various links to credit and student loan information but also has a sign up form in case you are already well-versed in the field. The sign up form asks for your full name, state, current grade, college state, college name and email address. You can also choose to receive emails with special offers, discounts and tips. A column entitled tips, tools and resources sits along the left side of the home page and offers information such as student loan consolidation, see your credit report card, repayment options and credit cards for students.
Tabs at the top and bottom of the page will lead you to other credit information including reports and scores, credit cards, credit tools and various types of loans. The Credit.com "about us" page explains that they have been around for nearly 16 years and even offers photos and information about its founders and employees. The "contact us" link is easily accessible as well as the links to follow Credit.com on Twitter and Facebook.
Credit.com Student Loans Features:
- Student Loan Consolidation
- Loan Repayment Options
- Paying for Your Dream College
- College Savings Calculator
- Credit Report Card
- Credit Cards for Students
- Types of Loans
- Credit Scores
- News and Advice
- Newsletter Sign up
- Twitter and Facebook Links
- Blog
Credit.com Student Loans Pricing:
- Signing up for Credit.com is free of charge.
- Minimum Loan Amount: Varies depending on private vs. federal and graduate vs. undergrad
- Maximum Loan Amount: Varies depending on specific loan type.
- Repayment Begins: 6 to 12 months after a student graduates, withdraws or attends school less than half time.
Credit.com Student Loans Customer Support:
Credit.com offers a toll free number, email address, regular mail, and they may also be found on Facebook and Twitter. Additionally, for those consumers in the area wishing to visit the office, directions are listed for the physical business location. After calling the toll free phone number, our phone call was answered in under a minute and all questions were answered courteously. There is also a fax number listed for sending important documents.
Upsides:
- Quick and courteous customer support
- Free Newsletter
- Easy navigation of website
- Free sign-up
Downsides:
- We experienced no downsides
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