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| CreditReport.com Star Ratings |
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These days, you need credit to buy just about anything major. Since your credit can be easily jeopardized, whether it is by you or by someone else, it is important to check your credit report and score on a regular basis. One of the easiest ways to do this is with a credit monitoring service. The question is, which one can you trust? The Star Reviews team has some answers for you. CreditReport.com was one of the sites we researched when conducting our credit report website reviews. Here's what we uncovered...
What’s New with CreditReport.com?- Be notified when something on your credit report changes.
- 7-day trial.
StarReviews' Favorite CreditReport.com Feature:
Our favorite feature for CreditReport.com was simply the fact that you can get your credit report for free. Not many sites will allow you to do that and there is usually a catch but with this one you can feel confident as you get your credit report for free. The best part of all is the fact that it won't affect your credit score when you check it. Many people believe it does but in the case of this site, that is a myth. It was tough picking our favorite feature for this site but we believe that we here at StarReviews have made the best decision and you'll agree. If you check out any feature on this site make sure that's the one and you'll see what we mean.
The CreditReport.com Experience:
Many people don’t bother to check their credit report often enough to see what is on it. They figure that if they don’t have a collection account, a charge-off, or a bankruptcy then their credit is okay. Unfortunately that is not always the case. Checking your credit report is the only way to know the true standing of your personal credit situation.
When we first opened CreditReport.com, we noticed several things. The first was the fact that they had their offer details clearly outlined on the left side of the screen. This included information on how long the trial period lasts and what happens if we don’t cancel our membership before the trial period is over.
It was a nice change of pace to have this information readily available, where everyone who visited the site could easily see it. Many similar sites require visitors to hunt for this information or get a magnifying glass in order to read it.
These details let us know that by signing up, we were getting a free credit report, score, and a 7-day free trial in their credit monitoring program. In this program, they would keep an eye on our reports and let us know the moment anything changes. Once the trial period was over, we could continue our membership for just $19.95 per month.
The site also offered us a very helpful overview on credit reports and credit scores. This information included why credit reports and scores are needed and what goes into them. Although the issues were a bit more comprehensive than what the site covered, it was a great start that allowed us to understand why checking our credit report was so important.
CreditReport.com Features:- 7-day free trial.
- Free credit score.
- Notified when something changes on your report.
- Detail analysis of what is affecting your score.
- Tools to help you improve a poor credit score.
- Monthly Monitoring Services Available
CreditReport.com Pricing:
When you first sign up with CreditReport.com you can use the service free for 7 days. Then, if you do not cancel before your trial period is over, you will be charged $19.95 per month to continue your membership.
CreditReport Customer Service:
CreditReport.com provides customers with an FAQ and email support. We found that the FAQ answered most of the basic questions one would run into using the service. If your question isn't addressed, email support will get you the information you need – although it may take a while. We had to wait two business day for a response to our question.
Upside:
Free credit score, 7-day free trial, competitive pricing.
Downside:
We'd have liked to see live phone support or at least faster email support.
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