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Best Debt Consolidation

  1. CareOne Services
  2. CuraDebt
  3. Debt Consolidation Care
  4. Equifax Debt Wise
  5. DebtGoal
  6. Delray Credit Counseling
  7. ACCC Consumer Credit
 

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  CuraDebt - Star Review  
     
 
 

 
CuraDebt Star Ratings  
Member Reviews (18) Email This Review
 
Free Debt Analysis: CuraDebt

CuraDebt was formed in 1996 with a mission to provide financial advice, creditor negotiations, debt settlement, and arbitration services for individuals undergoing financial hardships. In 2000, CuraDebt built its website to help customers avoid bankruptcy through debt management and debt negotiation plans. But is CuraDebt really a "do good" financial resource or are they one of the "bad guys" of the debt consolidation world?

What's New with CuraDebt?

  • Qualified support team including lawyers, financial advisors, lenders, credit arbitration experts, and psychologists.
  • Personalized debt relief plan based on your creditors, specific situation, and the time frame at hand.
  • Network of lawyers across the US to give you local legal backing if needed.

StarReviews' Favorite CuraDebt Feature:


CuraDebt is one of the only debt websites we saw that listed a company mission, vision statement, and list of qualifications. We were very impressed by the amount of information given regarding CuraDebt’s history and management team. Learning more about the company and staff made us feel much more comfortable choosing them for our debt management needs.

The CuraDebt Experience:


Our first impression of the CuraDebt homepage was that it was businesslike and professional. The green color scheme corresponds with the monetary focus of the company, providing a very aesthetically pleasing browsing experience. From the homepage, users can access the site contents, fill out a free savings estimate form, and review a list of the benefits of CuraDebt’s various debt management programs.

CuraDebt’s website states that the company has settled over $100 million in consumer and business debt, and has also provided bill management services for hundreds of clients in order to help them stay on track with their payments. On its website, CuraDebt makes it clear that its staff resolves debt issues by dealing directly with creditors and loan officers, effectively lessening the effects of creditor harassment. For those who are being stalked by creditor calls, this is a huge plus.

Another thing we liked about the CuraDebt experience is that the website informs customers that CuraDebt is a commission-based program – they get paid a percentage of the money you save using their service. This means that the CuraDebt credit counselors are highly motivated to save customers as much money as possible. We found no other debt relief company that made this claim, and thought it was quite reassuring.

CuraDebt Debt Consolidation Features:

  • Free savings estimates.
  • Debt settlement, negotiation, and consolidation.
  • Help in reducing and ending creditor phone calls.
  • Member contests.
  • Community forums.
  • Business and commercial debt solutions.
  • Online chat consultations with live credit counselors.
  • $10,000 Minimum Debt amount required to consolidate

CuraDebt Pricing:


CuraDebt does not offer specific pricing information. They are usually paid a percentage of the money they are able to save you, but the exact percentage varies on the total amount saved.

CuraDebt Customer Service:


CuraDebt provides a contact link for customer questions and comments. The link took us to a separate website containing a knowledge base and FAQ information as well as articles and an e-ticket help request form. We received a response to our email inquiry the same day it was sent and the phone support was just as helpful. There was little to no hold time and the rep we spoke with was very friendly, offering us information on how their programs work and why they are the better choice for most consumers.

Upside:

Very qualified staff, track record of success and customer satisfaction, various customer service options available.

Downside:

No information regarding service fees.

 
     
 
 
  CuraDebt Member Reviews  
     
 
Member Rating
    (Based on 18 Review)
Leave a Comment Read Star Review
 
Their representatives will lie to you over the phone and then refuse to send you anything in writing. Representatives never had information about my account, never returned phone calls or emails and frequently lost paperwork that I would send in. What's worse? After 4 months in the program I was sued by a creditor after missing only two payments...this rarely ever happens but whatever "negotiation tactics" Curadebt used only escalated matters and caused the creditor to act incredibly fast. They didn't even bother trying to get me to pay the missed payments...they went straight to court. Using them was the worse mistake of my life...besides racking up the debt to begin with. Using them created more problems than I can ever state. When it came to the lawsuit all of their "solutions" were astronomially above my means. They wasted so much time that I very nearly missed the deadline to answer the lawsuit. For me, bankruptcy was the only way to stop the lawsuit and prevent more escalation and hardship with other creditors. Don't trust them or anything they say. Talk to a lawyer...get lawful real options and don't ever believe them when they say you'll get any money back. It won't happen. Go to a bankruptcy lawyer...learn your options and don't risk lawsuits. If they can't help you they'll refer you to someone who can.
Curadebt was horrible. They are only interested in the retainer fee and then were completely useless with the negotiation process. I wish I had never dealt with them. The amount that I would have saved was minimal at best but more expensive overall because of their added fees for doing nothing.
They screwed up over and over with me. Telling me they had a settlement with one company and then settling with a totally different account. I don't trust them with my money so I am trying to get out, but they won't give me my retainer fee back.
 
   
  
 
 

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