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| Debt Consolidation Care Star Ratings |
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While the name of the website and service is www.debtconsolidationcare.com , the name is a bit misleading. The website and the community it represents is not about debt consolidation so much as it is about managing your debt in a responsible manner. The site is an amazing community that is gathered to help one another through credit issues, self debt consolidation and debt settlement. They operate under the premise that you don’t have to hire a company to handle your debt problems when you have the right tools to do it yourself. The site has a community of over 224,000 members and has helped numerous individuals by dispensing proper debt counseling and settlement advice. The site is open to all and everyone is encouraged to open up and share their views and experiences. Be assured, this site is not your typical debt consolidation company. While they do charge a fee, it is a percentage of your debt and is not charged until you are debt free. StaReviews set out to review their service and give you a complete analysis of what they have to offer you, the consumer.
What's New with Debt Consolidation Care?- Community Chat
- Do-It-Yourself Debt Consolidation
- Do-It-Yourself Debt Settlement
- Do-It-Yourself Debt Management
- Debt Calculators
Debt Consolidation Care Feature:
The forums of Debt Consolidation Care are amazing. The individuals who offer up their time and advice are worth their weight in gold. There are over 60,000 different topics covering everything you could imagine needing advice on, from collection agencies and creditors to help with Payday Loans.
The Debt Consolidation Care Experience:
From page one of the website, the website is chocked full of relevant quality information that will help the person or family riddled with debt to find their way clear. They discuss the benefits of debt consolidation as an option to get out of debt, but they don’t dwell on it as an end-all, be-all solution to your problems. They discuss the 5 different ways to pay off debt and offer complete information on how to utilize any or all of these various scenarios.
The website introduces the idea of filing of Chapters 13 and 7, but they also offer solutions to consider before entering into these conditions. Issues like interest rate arbitration, debt management and settlement are also addressed. We felt like all the website did a wonderful job of introducing a wide variety of options and information for the individual to address before deciding which venue was best for them. Unlike many debt consolidation companies, you get somewhat of a warm fuzzy from this company that they actually care about you and your success in conquering your debt. The website has gained somewhat of a famous following and has been around for quite some time now, offering it a lot more credibility than the fly-by-night companies you see so often on the Internet.
Debt Consolidation Care Features:- Active Forums
- Debt Calculators
- Ranking Charts
- Ability To Earn Community Dollars
- Recognition Via Hall of Fame, Debt Samaritan and Moderator Levels
- Quality Articles
- Sample Debt Solution Letter Templates
- Free Counseling
- Budget Planning Software
- No Minimum Debt Amount Required
- Services Available in Spanish
Debt Consolidation Care Pricing:
Free is always a good thing and the community of Debt Consolidation Care helps you with no-obligation debt counseling for free. You receive individualized advice from a debt consultant who will go over your financial situation and suggest the best way to get out of debt. Debt Consolidation Care follows the Better Business Bureau’s business model whereby they refer you to various debt consultants who pay to be a member of the group. Once your no-obligation free session is concluded and the consultant has your permission to negotiate with your creditors, they will advise you of the fees involved. The website as a whole though, is FREE.
Debt Consolidation Care Customer Service:
StarReviews cannot say enough positive things about the customer service available to you at Debt Consolidation Care. From the community chat to the forums, there’s always someone there to answer your questions. There is also a toll-free telephone number that you can call for debt help 7 days a week. When Star Reviews called the customer care department, our call was promptly answered by a friendly representative. Aside from our call being promptly answered, so were all of our questions. We were not placed on hold at all, as our representative had all the answers we needed, which was pretty impressive. The website also discloses consultation numbers, general queries phone numbers, personal email address for member questions and a complete mailing address on the website. You simply don’t see that kind of complete information provided in this day and age of Internet Anonymity.
Upside:- Forums
- Reliability based on longevity
- Do-It-Yourself Options and Instructions
Downside:- Very amateur introductory video that should be re-done ASAP.
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