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| Equifax Credit Watch™ Gold w/3-in-1 Monitoring Star Ratings |
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 Price: $14.95
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You know that credit monitoring service is important, but you don't know which company offers the best protection? You’re not alone. Millions of consumers wonder just who they can trust when it comes to protecting something as important as their identity. Fortunately, the Star Reviews team researched endlessly to compare identity theft protection services, finding the best of the best and who offered the most. Equifax, a leader in the credit monitoring and identity theft protection industry, was one of the first companies we looked into. Here's what we found out about their Equifax Credit Watch Gold program...
What's New with Equifax Credit Watch Gold?- Up to $20,000 of identity theft insurance included
- Gold family program now available
- 24/7 customer service
Star Reviews Favorite Equifax Feature: We really like the fact that Equifax offers unlimited access to your credit report with their Equifax Credit Watch Gold program. Almost all identity theft protection services offer credit monitoring, but they only allow you to access your report a few times a year. Equifax allows you to access your Equifax report as often as you would like, which gives you a better handle of your credit situation.
How Equifax Credit Watch Gold Works: First, Equifax monitors your credit report – and not just every month or so. Equifax monitors your credit each and every day. If something is amiss, you get an instant email notification letting you know what's going on so you can take appropriate action.
The Equifax Credit Watch Gold program also entitles you to unlimited access to your Equifax credit reports. This allows you to see exactly what lenders see when you apply for credit. It's a great way to keep track of your credit situation. You may also view your credit report for Experian and TransUnion.
If you do happen to fall victim to an identity theft while using Equifax's service, you are covered by up to $20,000 of insurance with no deductible.
Equifax Credit Watch Gold Features- Daily credit monitoring
- Unlimited access to your credit report
- Access to live support
- $20,000 of identity theft insurance with no deductible
Equifax Credit Watch Gold Pricing: Equifax Credit Watch Gold is available for $14.95 per month.
Equifax Customer Service: While Equifax's product may be adequate and cost effective, their customer service definitely leaves something to be desired. We held for almost 10 full minutes before speaking with an Equifax representative. When we finally got someone on the line they were less than friendly and didn't even know what the $20,000 insurance policy covered. To make matters worse, they never even bothered to respond to our email inquiry. At least there was on online information database for us to reference. If you're a stickler for service, Equifax is definitely not the way to go.
Upside:
$20,000 of identity theft insurance, unlimited access to Equifax credit reports, family program available.
Downside:
Poor customer service.
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