| |
|
| Experian Triple Advantage Star Ratings |
|
 |
|
|
| |
|
|
| |
|
|
Experian lets consumers view their 3 bureau credit report and
credit scores online for 30 days for a $1.00
processing fee. The $1.00 fee enrolls consumers into the 30 day trial
Triple Advantage membership. If you do not cancel within the trial
period, you will then be billed $12.95 per month for the service.
If you are not interested in a membership, you have the option of
ordering a one-time copy of your credit report. There are 3 options to
choose from, the 3 bureau report, the Experian and credit score report
or the Experian credit only report without credit scores. All can be
viewed online one time or you can print the reports if you choose.
Experian will scan the internet for unauthorized use of your social
security number and credit cards which similar credit reporting and
monitoring services do not offer. They will also enter your address into
the National Change of Address database to see if someone is trying to
change your address so that your mail can be forwarded to them. In the event that your credit does become compromised, Experian.com
offers a $1 million product guarantee to its members.
The additional services available on the Experian website are
unparalleled. Consumers can get a Contractor Check report if they are
looking to have work done to their home, businesses can order credit
reports and monitoring services for their companies, you can even get a
Vehicle History report if you are looking to purchase a used car!
Key Experian Features
- 3 bureau credit report and credit score for $1.00
- Identity Theft Protection
- Credit advice and education
- Vehicle History report
Favorite Experian Feature
Our favorite feature is the unlimited access to business credit reports for businesses. Experian.com is the only credit reporting and monitoring website that we found that allows businesses to check their credit report in addition to personal credit reporting and monitoring services.
All Experian Features
- 3 bureau credit report and credit score for $1.00 30 day trial
- National Change of Address database
- Identity theft protection
- Credit advice and education
- Child Id protection services
- Business enterprise services
- Check business credit
- Contractor Check
- Vehicle History report
Experian Credit Report Pricing
Experian offers a 30 day trial membership for $1.00. After the trial period, consumers can become a permanent member by paying $12.95 monthly. This gives you unlimited access to all 3 credit reports as well as your credit scores.
Experian Customer Service
Experian has customer service representatives available 24 hours 7 days per week. You can speak to a live person or you can order a credit report, file a dispute or educate yourself about credit on the customer service page of their website. There is also a FAQ section to get instant answers to any questions that may arise. We called the toll free number which automatically recognizes the area that you are calling from and transfers you to the appropriate state. Then you are walked through ordering your credit report by entering your personal information via the voice response system. At any point you can ask to speak to a representative for assistance.
Upside
Experian offers a complete one-stop shopping experience for businesses and consumers alike. The personal and business related services offered are unparalleled and can’t be found on similar credit reporting and monitoring websites. The pricing is reasonable and is comparable to similar websites.
Downside
Experian charges $1.00 for a 30 day trial period that many other sites offer for free.
|
|