Category: Finance

Women Remain Sidelined in the World of Finance

Posted on: January 11th, 2014 by

Women are supposed to have broken through the glass ceiling; everything is supposed to be fair and equal in the corporate world. Alas, reality doesn’t always conform to what is supposed to be. Huffington Post reports on a recent American Economic Association study, which found that men are still using their connections to get in […]

Are Credit Scores Damaged Because of Loan Modifications?

Posted on: December 19th, 2013 by

For health in financial matters,  it is best to understand implications of credit reports and scores. Initially it sounds confusing. For examining credit report,  one should understand credit score. There  is three important credit bureaus from where you can get copies to find out any discrepancy. How does your lender view you? For this know […]

Debt Consolidation or Bankruptcy?

Posted on: December 17th, 2013 by

If you’re struggling with debt, it can often seem like there’s no way out. Wage garnishment, debt collectors calling at any time of the night and that sinking feeling that you’ll never be free again are just a few of the things you may be dealing with when you have serious debt. However, there are […]

Understanding Foreign Exchange – Forex

Posted on: December 12th, 2012 by

Forex (foreign exchange market) is the biggest and most liquid financial market. Millions of market participants trade daily on Forex, some of them are huge banks trading billions of dollars a day and some of them are small traders, investing a couple of hundred dollars or even fewer. There is a common belief that most […]

How To Dump Deadweight Debt

Posted on: December 1st, 2012 by

There are three types of debt: There is debt that has value, such as a mortgage or car loan. There is debt that has little value, but it is not hurting you, such as short term credit card purchases. There is debt that is actively hurting your financial position, such as long term high valued […]

Confessions of an Identity Thief

Posted on: November 29th, 2012 by

Identity thieves are always on the prowl for the next victim. The Federal Trade Commission has estimated almost nine million people in the United States of America, every year, have become victims of identity theft. Not every person is at the risk of becoming part of the statistics, but some people fall victim a lot […]

3 Benefits of Consolidating Debt

Posted on: November 14th, 2012 by

There are many benefits to getting rid of your debts. That is no secret. Having excess debt is a major stress and can lead to all kinds of unrelated fights with those  you love, and make your life less pleasant.  People have found success in eliminating debts through debt consolidation. While there are certainly more […]

Is College Worth It?

Posted on: November 9th, 2012 by

As student debt rapidly approaches the $1 trillion mark this year, there has been a great deal of debate with regards to the actual value of a college degree. Is college really worth it? Here we will take a closer look at the pros and cons of seeking out a post-secondary education at at 2 […]

4 Things to Check on Your Credit Report

Posted on: November 7th, 2012 by

You’re probably aware that you are entitled to a free copy of your credit report should your loan application of any kind be rejected. In addition, Federal Law mandates that you have the right to request copies of your credit report from the three major credit bureaus each year. Once you get your hands on […]

Basic Principles of Debt Consolidation (Video)

Posted on: October 4th, 2012 by

As the economy drags on and their are hints that we are coming out of this long downturn, people are starting to really focus on getting their own personal finances in order.  Some are able to clean up their finances through hard work and savings but many of us are in debt beyond what our […]

Trusted Investing Resources

Posted on: June 13th, 2012 by

One of the biggest questions on the minds of shareholders today is simply, “Who do I trust?” The news headlines are going crazy with scandal, bailouts and fraud and with so many different stock trading companies, each with a unique website and features, this question can be extremely daunting. Many of the top stock trading […]

Debt Collection Protection

Posted on: May 31st, 2012 by

We talk a lot on this website about finances and savings that can come from proper financial management.  Sometimes, no matter what planning is in place, your finances can turn south and you find yourself just a little bit behind on your bills.  Before you know it, you are ducking phone calls from bill collectors.  […]

The Basics Of The Stock Market

Posted on: May 30th, 2012 by

The Stock Market is a meeting place where companies seeking capital meet people who have capital to invest.   Investors receive the benefit of owning a piece of a company and taking part in the economy for growth. The New York Stock Exchange (NYSE) is the largest stock market within the United States.  Canada’s largest […]

A Guide To Credit Repair

Posted on: May 22nd, 2012 by

In a recent survey, more than 70 million citizens in the United States have bad credit. Having adverse credit bars you from buying a house, getting a car loan and increases current interest rates on credit cards. Fix your credit. Get accounts current and stop worrying about creditors. Take the first step by receiving your […]

Understanding Reverse Mortgages

Posted on: May 21st, 2012 by

The concept of reverse mortgages is a good concept when used correctly but often times they are used to take advantage of the elderly, those least able to recover from a reverse mortgage gone bad. I had to deal with reverse mortgages after the fact and in our case, it was a clean and legitimate […]