|
|
| 
Top Rated |
 |
$0 |
$0 |
 |
$99.95 |
 |
| 
Most Popular |
|
$0 |
$0 |
|
$59.95 |
|
|  |
|
$0 |
n/a |
|
$0 |
 |
| |
|
$0 |
$0 |
|
$29.95 |
|
|  |
|
$0 |
n/a |
|
$0 |
 |
|
Pre-Paid Credit Card Article
|
 |
Pre-Paid Credit Cards
|
 |
|
Credit cards are a staple in most of our daily lives. Not only are they quick and convenient, but they’re practically mandatory if you wish to book a hotel room, rent a car or to secure most any online purchase. The problem is, many of us don’t have perfect credit, so it’s all too common for our credit applications to be declined time after time. This is where the prepaid credit card rescues us.
What is a
|
|
|
 |
|
| |
Top Rated Pre-Paid Credit Card
|
|
|
Eufora Elite Credit Builder Prepaid MasterCard
[
Rate This Review
] |
Overall Review: |
|
We must make mention of the Eufora Elite Credit Builder Prepaid MasterCard in our prepaid credit card reviews. After all, they offer some great perks while still reporting to two credit bureaus, so credit nightmares can become a thing of the past.
Boasting a resourceful and user-friendly website interface, finding the information you need and filling out a credit application should be pretty simple here. You can also refer a friend, which earns you a commission on every approved, new application filed. But, be aware of the associated fees with this card.
-
$99.95 annual fee
- $2 ATM withdrawal fees, no application or processing fees
Star Reviews really liked the Eufora Elite Credit Builder Prepaid MasterCard despite their hefty annual fee. We do understand, however, that this all but makes up for the lack of an application and processing fee. Keep in mind that there is a $6.95/month fee for your first year as a cardholder. We liked the special perks such as travel insurance, identity protection and monthly drawings which aren't always common with prepaid credit cards. Telephone and email customer support are both commendable here, offering us efficient and friendly responses. All in all, we decided they should receive 5.5 Stars!
|
|
 |
|
|
Pre-Paid Credit Card Reviews
|
| |
|
|
Overall Review:  |
 We really liked what we found when we came across the Account Now™ Vantage Debit Visa® Card. Not only did they boast an intuitive website interface, it was simple to fill out the prepaid credit card application.
Star Reviews likes simplicity, and the absence of a credit check and security deposit made this card a great contender when stacked against its competition.
-
Free credit builder program.
-
No annual fee or processing fees
Our team enjoyed that we'd be able to build up our credit while still using this card like a debit card. While there is an application fee of $29.95, this isn't the highest we've seen for this type of card. Please note that there is a $9.95 a month participation fee, which should be considered. But, there aren't any account inactivity fees if you're not one to use credit cards all the time. Customer support is efficient, but the live chat can be improved, as we never heard from a rep twice. Overall, they should get 5.0 Stars!
|
|
|
|
|
|
Overall Review: |
It was refreshing to come across the Eufora Associate Prepaid MasterCard, as they were one of the first prepaid credit cards we encountered sans monthly participation fees. Operating under Bankfirst, this credit card's website is super user-friendly with important resources made clearly available.
We really liked that this prepaid credit card lets cardholders earn some cash through their credit referral program. There's nothing like earning some extra money and Eufora understands this. See what fees you can expect for this credit card.
-
No application or processing fees
-
$29.95 annual fee, $2 ATM withdrawal fees
Star Reviews applauds the Eufora Associate Prepaid MasterCard for its low annual fee and lack of maintenance fees. However, we must remind you that this prepaid credit card doesn't report to the credit bureaus, so if building up your credit score is important, this might not be your top choice. With that being said, we liked some special perks like a monthly drawing for a free car per every $100 spent on the card. Eufora offers great customer support by way of telephone and email, so rest assured if you have any questions. They snagged themselves 5.0 Stars!
|
|
|
|
|
|
Overall Review:  |
 The All-Access® MasterCard® Prepaid Card immediately caught our eye because of its user-friendly and basic website interface. You will have no problems applying for this prepaid credit card, either.
If you like the idea of paying as you go, NetSpend will let you pay per transaction for a lower fee. However, you can spend an unlimited amount, as long as you have enough money transferred in the account to act like a debit card.
-
Free wireless account alerts and balances
-
Referral program-receive $5 per card activation attributed to you.
Our team at Star Reviews likes any prepaid credit card that gives cardholders the chance to earn some extra cash, as well as the added convenience of perks like the wireless account alerts. There is no annual fee and no listed application fee, but be aware that you may be charged up to $19.95 for card fulfillment charges (shipping and handling). There is a monthly participation fee of $9.95 for unlimited transactions, but if you choose to pay-per-transaction, you can forgo that fee. Customer support limits you to a FAQs database, while very detailed, is not enough to make up for other forms of customer service. They deserve 4.5 Stars!
|
|
|
|
|
|
|
|
|