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| Road Loans Star Ratings |
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Have you ever encountered the “lot sharks”? These are the guys that hover over you before you even get out of the car at a dealership. They tell you everything you want to hear that’s wonderful about the vehicle you are looking at. Once you make the decision to buy, they then take you in to meet “the financing experts”. If you’ve been through the process before, you don’t have to be told that it is not much fun. The team at Star Reviews wanted to make the process a little easier for you so we checked out some online auto loans for you. This time we looked at RoadLoans. Here’s our take …
What's New with RoadLoans Auto Loans?
- You will generally receive a response in minutes.
- Online auto loans are made available for most people, even those with less than perfect credit.
- RoadLoans provides an online auto payment calculator to see how much you can afford to pay for your next car.
Star Reviews' Favorite RoadLoans Feature:
In today’s economy, maintaining a better than average credit score can be difficult. RoadLoans offers online auto loans to those with less than perfect credit. One thing that the Star Reviews team liked about RoadLoans website is that they provide sound advice for rebuilding and maintaining a good credit score. While many credit companies want to gain your business, few do anything to help you establish yourself for a strong credit future. Two thumbs up to RoadLoans for this valuable assistance.
The RoadLoans Auto Loan Application Process:
The application process on RoadLoans website was very easy. The one page auto loan application was quick and easy to fill out, but make sure you have your income information available before you start.
RoadLoans is a direct-to-consumer loan company. Therefore, they do not have to forward your application to dealerships or brokers for approval. While you can generally expect to receive notification on the approval of your auto loan via email in minutes, in some cases it may take as long as 48 hours for an approved or denied status for online auto loans.
Auto Loans Offered by RoadLoans:
Unlike many of the other auto loan websites, RoadLoans IS the lender. However, RoadLoans is not licensed to offer loans in all states. You will want to check out the FAQ section (second question on the list) to see if you live in a state where they operate. While lease options are not available through RoadLoans, you can refinance your existing loan with them. With RoadLoans, RV, trailer and motorcycle loans are not available.
RoadLoans Offers:- Online application.
- New and used car loans.
- Refinancing existing loans.
- Loan calculators.
- Information and resources for people with bad credit.
- Direct-to-consumer loans.
RoadLoans Customer Support:
Something unusual about RoadLoans is that they do not offer email customer service. You can, however, contact them six days per week for billing, account status and payment questions via their toll free number. All other inquiries are available during regular Monday thru Friday business hours CST via their toll free number.
Upside:
Lenient credit requirements, online auto loan application, fast approval. Sound information on building and maintaining a strong credit report.
Downside:
Lack of email availability for inquiries. Not available in all states.
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