Identity theft is known as the fastest growing crimes that are committed throughout the United States. However, it can be difficult to tell if you have been a victim of identity theft or not. Let’s thank the heavens that there are a plethora of identity theft protection services available to choose from. The Star Reviews team has been working diligently to try to uncover some of the best identity protection services available. On our search of identity protection services we happened to come across Wells Fargo Identity Theft Protection. Here is what we were able to uncover:
Key Features:
- Up to $10,000 identity theft coverage
- Credit Score Tracker
- Triple Credit Review reports
Star Reviews Favorite Feature:
Wells Fargo Identity Theft Protection has a plethora of amazing features that make this service incredible. However, the Star Reviews team has a favorite feature of their own. We loved the fact that this identity theft protection service encompasses a credit score simulator. The simulator will teach consumers how certain behaviors can impact their credit scores. Knowing what these adverse behaviors can do to your credit score will make you appreciate having an identity protection service to protect your credit and your identity.
The Wells Fargo Identity Theft Experience:
The Wells Fargo Identity Theft Protection website is actually one simple page that comes exclusively off of WellsFargo.com. You can imagine that navigating this landing page is not difficult to do. There are a plethora of advantages when it comes to having this particular identity theft protection service. Some of the advantages include a triple bureau credit report along with id fraud support services.
In the event that your identity is stolen while utilizing the service you will automatically obtain an alert about the fraudulent behavior that is taking place. Wells Fargo will alert you via telephone or email. If you happen to catch this fraudulent behavior on your own, then you will be directed to the ID fraud support service to report the offense.
All Features Of Wells Fargo Identity Theft Services:
- Up to $10,000 in identity theft coverage
- Triple bureau credit reports
- Daily credit monitoring for all three reports
- Credit information hotline number provided to consumers
- ID Fraud Support Service provided
- Credit Score Tracker
- Credit Score Change Alerts
- Credit Score Simulator
- Mortgage Calculations
- Loan and Auto calculations
- 24/7 Customer Service
Wells Fargo Identity Theft Protection Services Pricing:
Wells Fargo offers two different protection plans to consumers. The first plan is referred to as their basic Identity Theft Protection service. This service is based on a monthly subscription price of $12.99 per month. The other plan that Wells Fargo identity theft protection services offers to consumers is known as their enhanced identity theft protection service. This service is also based on a monthly subscription price of $15.99 per month.
Wells Fargo Identity Theft Protection Customer Service Options:
There are several different ways that consumers can contact Wells Fargo. One way to keep in contact with their identity theft protection service is to call their 24 hour a day, 7 days a week customer service hotline. Email queries can also be submitted.
We decided to call Wells Fargo customer support line and we were extremely pleased with the response that we received from our agent. Our call took about five minutes to be answered because we were prompted through a series of automated selections. However, after bypassing all of the options we were connected with an adept representative that was able to provide further insight into the services that the identity theft protection service offers consumers. Our representative was respectful and took every possible avenue that they could to answer all of our queries.
Upside:
-24/7 customer support
-consistent daily monitoring of all three credit bureau reports
Downside:
The $10,000 coverage is accompanied by a $100 deductible. There are no family plans offered.